Dawn Papandrea is a credit card skilled with 10+ years of expertise masking bank cards, banking, personal finance and careers. Her critiques of credit cards and other financial products appear on The Balance, Investopedia, and on private finance sites elsewhere. Dawn earned her master’s in journalism and mass communication from New York University and has a bachelor’s in English from St. John’s University. Personal loans for home improvement are not tax deductible as a result of they don’t seem to be secured by your personal home. Home equity loans and home fairness traces of credit, on the other hand, use …